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Naulo Surakshit Jeevan Beema Yojana

It is a participating/ with-profits endowment plan. It provides annual simple reversionary bonuses, which are vested once declared. 

This product offers the following benefits:

•  At maturity of policy, Basic Sum assured with accrued bonus will be paid to the insured.

•  In case of death immediately after policy commencement but before maturity basic sum assured plus accrued bonus will be paid to the beneficiary of the insured.


Features Details
Age at entry 18 years to 70 years
Maximum age at maturity 75 years
Policy Term 5 years to 55 years
Sum Assured Minimum Sum Assured: NRs.25,000
Maximum Sum Assured:  Based on the source of income
Premium payment mode Monthly, Quarterly, Half-Yearly and Yearly
Death Benefits Sum Assured plus Accrued Bonus
Maturity  Benefits  Sum Assured plus Accrued Bonus
Early Surrender/Loan A loan/ surrender value is payable after the completion of the 3 full policy year and 3 full annual premiums payments


Additional Riders available in this products are:

The following additional riders are offered to policyholders with additional premiums under this plan:

  • Accidental Death Benefit (ADB) Only.
  • Accidental Death Benefit, Accidental Total Permanent Disability, Premium Waiver Benefit    (ADB, TPD & PWB).


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