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Reinsurance is the strength of insurance because it supports risks of loss to be spread more widely across companies and borders which is essential for every Insurance companies.

Keeping in mind, Nepal Life has Re-insured itself with;

1. “Hannover Re Life Reinsurance Company”, Germany

2. “Nepal Reinsurance Company Limited”, Nepal 

3. "Himalayan Reinsurance Company Limited", Nepal


Hannover Re, is one of the leading reinsurance company, is a European and worldwide 3rd largest reinsurance company, rated as AA- (“Very Strong”), stable outlook by Standard & Poor’s and A+ (“Superior”), stable outlook by A.M. Best.

Its headquarters is in Hannover, Germany.  It conducts all types of life and non-life reinsurance. Nepal Life has long business relationship with Hannover Re. It is our reinsurer partner since company’s inception.


Nepal Reinsurance Company Limited, the successor of the insurance Pool that was set up in 2003 with the aim to cover damages caused by terrorism, was incorporated on 7 November 2014, under the Companies Act, 2006 of Nepal in accordance to the decision of the Council of Ministers (Nepal) dated 7th August 2014 to convert the Insurance Pool, Nepal into Reinsurance Company.


Himalayan Re is the first private sector reinsurance company established in the Republic of Nepal. The company would offer Reinsurance support to Life and General Insurance Companies in Nepal and overseas.


The company has also re-insured with “Nepal Reinsurance Company limited “which is the first reinsurance company in Nepal.  It plays vital role in risk management of national as well international insurance companies.