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Climate Risk

As the world grapples with the escalating impacts of climate change, it is crucial for individuals to understand how these environmental shifts affects their lives and financial wellbeing. Being a leading company in life insurance sector, we recognize the importance of providing comprehensive guidance to our policy holders to navigate the challenges and ensuring the product coverage remains robust and reliable.

Understanding Climate Risks in Nepal

Nepal, with its diverse geography, is particularly vulnerable to the impacts of climate change. It manifests in various ways, such as extreme weather events, rising sea levels and shift in temperature patterns. The major climate related challenges but not limited to are;

  • Increased frequency and intensity of natural disasters such as floods, landslides, and droughts.
  • Shifts in agricultural patterns affecting livelihoods and food security.
  • Changes in temperature and precipitation patterns impacting health and well-being.

Accounting Climate Change

Climate change can have significant implications on life insurance coverage. Here's what we need to know:

Premium Adjustments: As climate risks evolves, insurance premium for both Life and Critical Illness coverage may need adjustment to reflect the changing landscape of risk. We are committed to ensure that our pricing remains fair and transparent, taking into account the latest climate risk and local conditions.

Coverage Updates: Our policies are designed to provide comprehensive protection for policyholders and their loved ones, including Critical Illness coverage. We continuously evaluate our coverage offerings to ensure they remain relevant and effective in addressing emerging climate risks.

Risk Mitigation Support: We believe in proactive risk management. That's why we offer resources and guidance to help policyholders mitigate the impacts of climate change on their health and well-being. From promoting healthy living practices to providing access to Critical Illness support services, we're here to support for the needful.

Goals on Sustainability

The Company has mission for a greener, brighter tomorrow! Being a leading company, we believe that our operations and services are committed to contribute to a more sustainable future. Few initiatives have been taken for achieving sustainable goals, viz;

  • Investing in renewable energy projects.
  • Promoting environmental conservation efforts.
  • Supporting community resilience-building initiatives.
  • Working towards a greener, more resilient Nepal for generations to come.

Learn More and Get in Touch

For more information on how climate change may affect the insurance coverage or discuss any questions pertaining to this, please don't hesitate to reach out to us. Our dedicated team is here to support and ensure that our policyholders have the peace of mind they deserve.

Together, let's navigate the challenges of climate change and build a brighter future for tomorrow.