9801170971 | (Sun-Sat | 7:00 AM - 6:00 PM) Email: Rakshya Kawach Jeevan Beema Yojana, offered by Nepal Life Insurance, is a term life insurance product that provides a death benefit to your beneficiaries during the policy term. It offers high coverage with optional riders and is ideal for those seeking affordable family protection.
1. Financial Protection for Your Loved Ones:
The primary benefit of this plan is that if the insured passes away during the policy term, the sum assured is paid to the nominee. This helps your family maintain their lifestyle and meet financial obligations in your absence.
2. Optional Rider Benefits for Extra Security:
You can enhance your coverage by adding optional riders such as:
✓ Accidental Death Benefit (ADB)
✓ Permanent Total Disability (PTD) + Premium Waiver Benefit (PWB)
These riders offer additional payouts for accidental death or disability and can waive future premiums if you become totally disabled.
3. Affordable Premiums with High Coverage:
The plan provides high coverage amounts, ranging from NPR 5,00,000 to NPR 1,00,00,000, at an affordable cost. It is suitable for those seeking substantial protection without high premiums.
4. Flexible Policy Term and Age Range:
This policy is available for terms ranging from 1 to 35 years and for individuals aged 18 to 59. This flexibility lets you select coverage based on your income, family needs, and financial goals.
5. Easy Addition to Other Insurance Products:
According to industry coverage, this plan can also be taken as a standalone policy or added as a rider to other Nepal Life Insurance products. That means you don’t have to compromise protection if you already have another policy; you can layer coverage for added benefit.
How Nepal Life Insurance Helps You?
Nepal Life Insurance is one of Nepal’s leading life insurance companies, with decades of experience and a large customer base. It offers tools like premium calculators and need assessment tools to help you find the right coverage.
Their reputation and flexible products make them a reliable choice for securing financial protection for families across Nepal.
Conclusion
Rakshya Kawach Jeevan Beema Yojana is a straightforward and effective term life insurance option for those seeking to protect their family’s financial future. It provides financial security for beneficiaries, optional riders, affordable premiums, flexible terms, and compatibility with other insurance plans. Choosing the right life insurance plan can offer long-term confidence and peace of mind.
Most Asked Question of Rakshya Kawach Jeevan Beema Yojana:
1. Who is eligible for Rakshya Kawach Jeevan Beema Yojana?
✓ Individuals aged 18 to 59 years are eligible for Rakshya Kawach Jeevan Beema Yojana.
2. Does this plan provide maturity benefits?
✓ No, it doesn’t offer maturity benefits if you survive the policy term.
3. Can I add additional riders to this policy?
✓ Yes, riders like ADB and PTD with a premium waiver are available.
4. What coverage amounts are available?
✓ Rakshya Kawach Jeevan Beema coverage ranges from NPR 5,00,000 up to NPR 1,00,00,000.
5. Can I take this plan with other insurance products?
✓ Yes, you can take Rakshya Kawach Jeewan Beema Yojana as a standalone or in addition to other plans.