Bonus Rate

Duration	ENDOWMENT			Duration	MONEY BACK
As on July 2003	Term	Bonus Rate			Term	Bonus Rate
	5 – 14	37		As on July 2003	15	39
	15 – 19	43			20	44
	20 - 24	49		July 2003 to July 2006	ALL	50
	Above 25	65		July 2006 to July 2009	15	56
July 2003 to July 2006	ALL	50			20	58
July 2006 to July 2009	5 – 20	56		July 2009 to July 2011	15	60
	21 - 25	60			20	62
	Above 25	71		July 2011 to July 2012	15	62
July 2009 to July 2011	5 – 15	60			20	64
	16 - 20	62		July 2013 onwards	15	65
	21 - 25	70			20	65
	Above 25	80		(Jeevan Sambridhi) July 2013 onwards	15	62
July 2011 to July 2012	5 – 15	62			20	64
	16 - 20	64
	21 - 25	72
	Above 25	82
July 2013 onwards	5 – 20	65
	21 - 25	72
	Above 25	82