JEEVAN UNNATI PLAN

We all strive to provide “The Best” to our family to accomplish their dreams and aspirations and to ensure happiness at every stage of life. Sometimes we may have to say “No” due to financial constraints; wouldn’t it be great if we never had to say “No”?

To support you in achieving the dreams and aspirations of your family, Nepal Life Insurance presents Limited payment Money back plan a savings and protection plan that provides lump sum payouts at regular intervals to meet your interim financial requirements and provide the best for your family, while maintaining full risk cover for the entire period.

Key Benefits:

  • Money back at regular intervals.
  • On maturity, only bonuses declared and vested in the policy plus 40% of Sum Assured will be paid.
  • In case of the death of the life insured before maturity, death benefit equal to 2.5 times of basic Sum Assured in case of single payment mode, basic sum assured only in case of other payment mode plus bonuses declared and vested in the policy as on the date of death; without deduction of survival benefits already paid as per below Money Back Schedule.

Money-back, Payment Schedule & Death Benefit:

Policy Term

Premium Paying Term

Survival Benefit (Money Back)

Maturity Payment

In case of death within policy Term

12 yrs

10 yrs or Single

After 4 years

30% of Sum Assured

40% of Sum Assured plus Bonus

In case of single premium mode - 2.5 times of sum assured with bonus of basic assured,
Other payment option- Basic sum assured with bonus

After 8 years

30% of Sum Assured

16yrs

14 yrs or Single

After 4 years

20% of Sum Assured

40% of Sum Assured plus Bonus

In case of single premium mode - 2.5 times of sum assured with bonus of basic assured,
Other payment option- Basic sum assured with bonus

After 8 years

20% of Sum Assured

After 12 years

20% of Sum Assured

20 yrs

18 yrs or Single

After 4 years

15% of Sum Assured

40% of Sum Assured plus Bonus

In case of single premium mode - 2.5 times of sum assured with bonus of basic assured,
Other payment option- Basic sum assured with bonus

After 8 years

15% of Sum Assured

After 12 years

15% of Sum Assured

After 16 years

15% of Sum Assured

Policy Eligibility:

  1. Age at Entry : 16 years to 58 years
  2. Maximum Maturity Age : 70 years
  3. Minimum Sum Assured : Rs.50,000
  4. Premium Payment mode: Single, Yearly, Half-Yearly, Quarterly and Monthly
  5. ADB/PWB/TPD: [Accident only- Available for Age at entry 16 years and above]. Available for full policy term, equal to sum assured but not more than 50,000,000 by payment of additional premium during premium paying term subject to maximum age of 70 years.

 

First Policy Issue Date :  2015-08-07

 

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